Send money abroad from the US
The real cost of sending dollars overseas is the exchange-rate spread banks hide in the rate, not the fee. Pick a destination to see what a transfer actually costs and the cheapest way to move it.
You send
$5,000
Typical bank keeps
~$125
buried in a ~2.5% exchange-rate markup
Specialist keeps
~$23
mid-market rate, ~0.45% fee
Illustrative · mid-market rates 2026-06-02 (ECB reference) · confirm live quotes before sending
What $5,000 arrives as, by country
Typical bank vs mid-market specialist. The euro countries (France, Germany, Greece, Ireland, Italy, Netherlands, Portugal, Spain) share the same USD→EUR math.
US → Australia - Typical bank
- 6,788 AUD
- Specialist
- 6,931 AUD
- You keep
- ≈ $103 more
US → Canada - Typical bank
- 6,746 CAD
- Specialist
- 6,887 CAD
- You keep
- ≈ $102 more
US → Costa Rica - Currency
- CRC
Rates vary on this corridor. See the live breakdown.
US → France - Typical bank
- 4,185 EUR
- Specialist
- 4,273 EUR
- You keep
- ≈ $102 more
US → Germany - Typical bank
- 4,185 EUR
- Specialist
- 4,273 EUR
- You keep
- ≈ $102 more
US → Greece - Typical bank
- 4,185 EUR
- Specialist
- 4,273 EUR
- You keep
- ≈ $102 more
US → Ireland - Typical bank
- 4,185 EUR
- Specialist
- 4,273 EUR
- You keep
- ≈ $102 more
US → Italy - Typical bank
- 4,185 EUR
- Specialist
- 4,273 EUR
- You keep
- ≈ $102 more
US → Japan - Typical bank
- 778,781 JPY
- Specialist
- 795,156 JPY
- You keep
- ≈ $103 more
US → Mexico - Typical bank
- 84,255 MXN
- Specialist
- 86,026 MXN
- You keep
- ≈ $103 more
US → Netherlands - Typical bank
- 4,185 EUR
- Specialist
- 4,273 EUR
- You keep
- ≈ $102 more
US → Portugal - Typical bank
- 4,185 EUR
- Specialist
- 4,273 EUR
- You keep
- ≈ $102 more
US → Spain - Typical bank
- 4,185 EUR
- Specialist
- 4,273 EUR
- You keep
- ≈ $102 more
US → Thailand - Typical bank
- 158,852 THB
- Specialist
- 162,192 THB
- You keep
- ≈ $102 more
US → United Arab Emirates - Typical bank
- 17,903 AED
- Specialist
- 18,280 AED
- You keep
- ≈ $102 more
US → United Kingdom - Typical bank
- 3,618 GBP
- Specialist
- 3,695 GBP
- You keep
- ≈ $103 more
Mid-market rates as of 2026-06-02 (ECB reference via Frankfurter). Bank spread (~2.5%) and specialist fee (~0.45%) are typical, illustrative figures; your bank may be better or worse. Always compare the amount that arrives, not the advertised fee.