# Expat Money Hub

> Banking, taxes, and money transfers for Americans living abroad. An independent reference for Americans living abroad — international transfers, expat banking, US taxes (FEIE, FBAR, FATCA), and investing, organized by destination country. Every figure is sourced to official references (IRS, SSA, FinCEN, and official country sources) and carries a last-verified date. Nothing here is financial, tax, or legal advice.

## Free tools
- [Transfer cost comparison](https://expatmoneyhub.com/tools/transfer-cost-comparison/): what an international transfer really costs vs the mid-market rate, by amount and currency.

## Guides
- [Best countries for American expats: taxes, cost & healthcare compared](https://expatmoneyhub.com/guides/best-countries-for-american-expats/)
- [FEIE vs the Foreign Tax Credit: which saves Americans abroad more?](https://expatmoneyhub.com/guides/feie-vs-foreign-tax-credit/)
- [FBAR & FATCA explained: what every American abroad must file](https://expatmoneyhub.com/guides/fbar-and-fatca-explained/)
- [The cheapest way to move money abroad (Wise vs banks vs brokers)](https://expatmoneyhub.com/guides/cheapest-way-to-move-money-abroad/)
- [How to open a bank account abroad as a US citizen (the FATCA problem)](https://expatmoneyhub.com/guides/open-a-bank-account-abroad-us-citizen/)
- [Can Americans keep their US brokerage account abroad?](https://expatmoneyhub.com/guides/keep-us-brokerage-account-abroad/)
- [PFICs explained: why US expats must avoid foreign mutual funds & ETFs](https://expatmoneyhub.com/guides/pfic-foreign-funds-explained/)
- [Self-employment & quarterly taxes for American digital nomads](https://expatmoneyhub.com/guides/self-employment-taxes-for-digital-nomads/)
- [Retiring abroad on US Social Security: what gets taxed, and where](https://expatmoneyhub.com/guides/retiring-abroad-on-social-security/)
- [Do American expats still pay state taxes? (the sticky-state problem)](https://expatmoneyhub.com/guides/do-american-expats-pay-state-taxes/)

## Country money guides (US-expat banking, taxes & transfers)
- [Australia](https://expatmoneyhub.com/australia/): AUD; US tax treaty yes; totalization agreement yes; 45% top rate; Temporary resident exemption; verified 2026-06-04.
- [Canada](https://expatmoneyhub.com/canada/): CAD; US tax treaty yes; totalization agreement yes; 33% top rate; no special expat tax regime; verified 2026-06-03.
- [Costa Rica](https://expatmoneyhub.com/costa-rica/): CRC; US tax treaty no; totalization agreement no; 25% top rate; Territorial taxation; verified 2026-06-04.
- [France](https://expatmoneyhub.com/france/): EUR; US tax treaty yes; totalization agreement yes; 45% top rate; Régime des impatriés (impatriate regime, Art. 155 B); verified 2026-06-03.
- [Germany](https://expatmoneyhub.com/germany/): EUR; US tax treaty yes; totalization agreement yes; 45% top rate; no special expat tax regime; verified 2026-06-03.
- [Greece](https://expatmoneyhub.com/greece/): EUR; US tax treaty yes; totalization agreement yes; 44% top rate; Non-dom & flat-tax regimes; verified 2026-06-04.
- [Ireland](https://expatmoneyhub.com/ireland/): EUR; US tax treaty yes; totalization agreement yes; 40% top rate; SARP (Special Assignee Relief Programme); verified 2026-06-04.
- [Italy](https://expatmoneyhub.com/italy/): EUR; US tax treaty yes; totalization agreement yes; 43% top rate; 7% flat tax for foreign pensioners (Southern Italy); verified 2026-06-04.
- [Japan](https://expatmoneyhub.com/japan/): JPY; US tax treaty yes; totalization agreement yes; 45% top rate; Non-permanent resident rule; verified 2026-06-04.
- [Mexico](https://expatmoneyhub.com/mexico/): MXN; US tax treaty yes; totalization agreement no; 35% top rate; no special expat tax regime; verified 2026-06-03.
- [Netherlands](https://expatmoneyhub.com/netherlands/): EUR; US tax treaty yes; totalization agreement yes; 49.5% top rate; 30% ruling; verified 2026-06-04.
- [Portugal](https://expatmoneyhub.com/portugal/): EUR; US tax treaty yes; totalization agreement yes; 48% top rate; IFICI (ex-NHR); verified 2026-06-03.
- [Spain](https://expatmoneyhub.com/spain/): EUR; US tax treaty yes; totalization agreement yes; 47% top rate; Beckham Law; verified 2026-06-03.
- [Thailand](https://expatmoneyhub.com/thailand/): THB; US tax treaty yes; totalization agreement no; 35% top rate; Long-Term Resident (LTR) visa tax benefits; verified 2026-06-03.
- [United Arab Emirates](https://expatmoneyhub.com/united-arab-emirates/): AED; US tax treaty no; totalization agreement no; 0% top rate; no special expat tax regime; verified 2026-06-04.
- [United Kingdom](https://expatmoneyhub.com/united-kingdom/): GBP; US tax treaty yes; totalization agreement yes; 45% top rate; 4-year Foreign Income & Gains (FIG) regime; verified 2026-06-03.

## About & policies
- [Editorial & data policy](https://expatmoneyhub.com/editorial/): how facts are sourced and verified.
- [Affiliate disclosure](https://expatmoneyhub.com/disclosure/): some outbound provider links are affiliate links; this never changes the recommendations.